Terms of Service

Welcome to PersonaWealth! These Terms of Service (“Terms”) govern your use of the PersonaWealth platform, website, and related services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, please do not use
the Services.

1. Eligibility
   You must be at least 18 years old to use the Services. By using the Services, you represent and warrant that you meet this requirement and have the legal capacity to enter into a binding agreement.
2. Account Creation
   • To access certain features, you must create an account.
   • You agree to provide accurate, complete, and current information and to update your account as necessary.
   • You are responsible for maintaining the confidentiality of your login credentials.
3. Services Provided
   PersonaWealth offers financial wellness tools, insights, and guidance tailored to your profile. The Services are for informational purposes only and do not constitute financial, legal, or professional advice.
4. User Conduct
   You agree to use the Services responsibly and not to:
   • Misuse the platform or attempt unauthorized access.
   • Post or transmit harmful, illegal, or inappropriate content.
   • Use the Services for any unlawful or fraudulent purpose.
5. Subscriptions and Payments
   • Free Tier: Certain features are available for free.
   • Premium Subscriptions: Additional features are available through paid subscriptions. Fees and payment terms are disclosed during signup.
   • Billing: Payments are non-refundable except as required by law.
6. Data Privacy
   Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your information.
7. Intellectual Property
   All content, trademarks, and technology provided by PersonaWealth are owned by us or our licensors. You may not use, copy, or distribute them without explicit permission.
8. Disclaimers and Limitations of Liability
   • No Guarantees: PersonaWealth does not guarantee specific financial outcomes or results from using the Services.
   • As-Is Basis: The Services are provided “as-is” and “as available.”
   • Liability Limitation: PersonaWealth is not liable for any indirect, incidental, or consequential damages arising from your use of the Services.
9. Termination
   PersonaWealth may suspend or terminate your access to the Services at any time for violation of these Terms or other reasons.
10. Changes to the Terms
    We may update these Terms from time to time. Continued use of the Services after changes constitutes your acceptance of the revised Terms.
11. Governing Law
    These Terms are governed by the laws of the state in which PersonaWealth operates, without regard
    to conflict of law principles.
12. Contact Information
    For questions about these Terms, please contact us at:
    
    
    • Email: info(at)personawealth.com
    • Address: 1111B S Governors Ave STE 23820, Dover, DE 19904

Thank you for using PersonaWealth!
By accessing our platform, you’re taking a step toward better financial well-being.